S. M. F. RAHMAN1*, S. M. UDDIN2, A. N. M. R. HASAN3 and M. A. RAHMAN4
1=Sheikh Mohammad Faizur Rahman, Lecturer of Economics, Hossainpur Govt. Model Pilot School & College, Hossainpur, Kishoreganj, Bangladesh, 2Shah Mujahid Uddind, MSc in Project Management, University of Bedfordshire, UK, 3Abu Noim Mohammad Rashad Hasan, GIS Specialist, Bangladesh Rural Electrification Board, Dhaka and 4Mohammad Atiqur Rahman, Sector Specialist, Agriculture and Environment Sector, BRAC-HCMP Ukhiya, Cox’s Bazar, Bangladesh.
*Corresponding author’s email: faizur277singer@gmail.com
ABSTRACT
Kishoreganj District consist of thirteen upazillas namely Kishoreganj Sadar, Hossainpur, Pakundia, Katiadi, Karimgonj, Tarail, Itna, Mithamoin, Austogram, Nikli, Bajitpur, Kuliarchar, Bhairab where Austogram, Nikli and Mithamoin are the flash flood and disaster prone area in Bangladesh. Though flood is the common phenomenon in the haor areas, people have had an experience about the seasonal and flash flood with its frequency and magnitude. Flash flood mainly affects severely which was 70% where as 19% and 11% were rained flood and river flood damage respectively. Now it is more challenges to predict about the flood due to different development activities in the upstream, embankment and river filling as well as change of river flow. Recent years flood attack unpredictably and severely in the haor areas and damage agricultural crop with a large amount. Ninety-five (95%) percent respondents said that Boro crops mainly damaged by flood. This agricultural loss falls a serious impact on national economy. Nikli upazilla is very densely populated and the people are bound to live here in such a flood or erosion prone areas. Because of the flash flooding area, it is sometimes identified as the highly food insecure regions of the country though it has a great contribution of producing the highest amount of rice through the country. Farmer’s response to crop insurance (CI) was positive and partnership between private and public sectors and NGOs to implement CI were played a vital role. The study was conducted during the period of January 2015 to June 2015.
Keywords: Crop Insurance (CI), Disaster, Flood and Haor,